Cornerstone Home Inspections

Promoting safety, preserving value, and bringing peace of mind

Why should I choose Cornerstone for my home inspection?

Because we're totally awesome of course!

But seriously, there are lots of great home inspectors. We've all received basically the same training. We have the same or similar licensing, insurance, bonding, etc. We all have moisture sensors, infrared cameras, receptacle testers, fancy reporting software, and so on. We're all going to come to your home and look at it, try to find things that are serious problems or safety risks, and then give a slick report that lists them.

My strength here--and this may sound corny--is that I actually do care about you, your safety, your health, your flourishing. I want to help you understand your home and how to make it a safe, peaceful place. My main goal is to do whatever I can to detect anything that might be a risk to you, your family, or your home (which, for most people, is the largest investment/expense they will ever have). You are welcome to go through the entire inspection with me if you wish, though much of it may seem boring. Afterward, I'll spend as much time as you need going over the various systems in the home--how they work and how to maintain them.

It has taken me a long time to learn about home systems and how to maintain them... and I'm still learning! I don't consider your home inspection a "one and done" event (unless that is what you want), but hope to continue to be a support to you afterward. You will discover things about your home that were not apparent in our 2-4 hour inspection, or that simply happen later. It is inevitable. If you have any problem with your home and just seek an objective opinion on how to address it, you will have my number (and email), and can call, email, or text me any time, and I will try to help.

What are your prices?

Our base rates for inspection services are as follows. In addition to our competitive rates, we also offer pay-at-closing as an option.

General Residential Inspection: $425
A visual inspection of the home’s accessible major systems and components, including roof, exterior, structure, plumbing, electrical, HVAC, interior, and more.
Comprehensive Mold Testing: $400
A broader mold assessment using multiple samples to help evaluate the general mold conditions of the home. Three or four air samples are taken and sent to a lab for analysis.
Limited Mold Testing: $250
Focused mold testing for a specific area or concern, such as a visible stain, suspected moisture problem, or one room/space. One or two contact samples are taken and sent to a lab for analysis.
WDO Inspection: $175
A visual inspection specifically for evidence of wood-destroying organisms, such as termites, carpenter ants, and fungal rot.
Radon Testing: $200
Short-term (48-hour) radon testing to check whether radon levels are elevated and whether mitigation should be considered.

Factors like distance, home size, and home age affect the fees. Also, inspections that are scheduled for the evenings or weekends have an additional cost.

What forms of payment do you accept?

Methods of Payment

We accept...

  • Common credit and debit cards
  • Bank ACH
  • Services like Venmo, PayPal, etc.
  • Check, money order, or cash

For inspections that are related to a property sale or refinance, many clients prefer to pay at closing, which can be great for people who are trying to control their expenses.

What is "pay-at-closing"?

Pay-at-closing is an option for eligible inspections related to a property sale or refinance. Many clients are trying to manage expenses during a home purchase or refinance, and this option allows the inspection to be performed now while payment is handled when the transaction closes.

Pay-at-closing may be administered by a third-party payment provider and may require closing information, authorization, and a backup payment method. The pay-at-closing price may differ from the paid-now price, and the total price will be shown before you authorize the order.

What a Home Inspection Is — and Is Not

A general home inspection is a visual, non-invasive inspection of readily accessible systems and components. It is not technically exhaustive, does not involve destructive testing, and does not guarantee that every defect will be discovered.

The goal is to help you better understand the visible condition of the home, identify significant defects or safety concerns, and know which items may need repair, monitoring, maintenance, or further evaluation by a qualified specialist.

Do you offer a warranty?

Some inspectors offer a warranty, which is basically an offer to cover around $500 in expenses (sometimes $2000) for an appliance or something else that fails within 90 days of the inspection. For example, suppose we inspect the kitchen and find that the stove is working fine, but a couple months later it stops working and has to be repaired or replaced. If the inspection had a warranty with it, then that would cover (usually) up to $500 of the cost of replacement.

There are a few problems with these programs:

  1. A home inspection is to observe and report upon the current state of the home and its systems. It is not a guarantee, promise, or warranty that any of the systems are going to last for any period of time. At most, it involves an implied warranty/guaranty that obvious problems were not missed. But that is already covered under "E&O" insurance (errors and omissions).
  2. You (probably) paid $20-$30 for the warranty and only have $500 in coverage, and only for 90 days. This is a terrible deal for the consumer.
  3. Many inspectors are concerned, as well, that the companies providing the warranties are using and selling people's personal and home data.

If some kind of warranty is desired (and that is reasonable to expect with something like a home purchase), the buyer might consider a full home warranty.

What to Expect During a Home Inspection

Documentation and Photos

I take many pictures during an inspection and may use body-camera video as part of my inspection notes and documentation. Relevant photos are included in the report, but I try not to overwhelm you with unnecessary or unhelpful information.

Arrival and Initial Safety Check

My process is to arrive on time or early, introduce myself, and then usually begin with the electrical panel. If everything appears safe, I will remove the cover and thoroughly inspect the panel’s interior. At the electrical panel, I am primarily looking for issues that could lead to electrocution, overheating, or fire.

Water Heater and HVAC

Next, I usually check the water heater. I am mostly looking for water leaks and ways to minimize damage to the home if the water heater fails. If it is gas powered, I also look for safety alarms, correct venting, and signs of possible combustion gas problems.

I then check the central HVAC system. I inspect the filter and look for signs of corrosion, failure, gas leaks, improper venting, or other visible concerns.

Why not check the roof and exterior first? Sometimes I do, but I often save the exterior for later to avoid tracking dirt into the home.

Kitchen, Bathrooms, Bedrooms and other Interior Rooms

I usually check the kitchen next because the dishwasher often needs to run for a while. We'll inspect the major appliances, the sink plumbing, electrical outlets, the windows, and ventilation. After the kitchen, I check the heating registers to see whether they are producing heat, and then I turn on the air conditioning when conditions allow.

I then inspect bedrooms, bathrooms, living areas, and other interior spaces. As I go through each room, I look for anything that could be a safety hazard or might indicate damage to the home.

Common safety hazards include miswired or missing GFCI protection, missing or improper smoke and carbon monoxide alarms, and unsafe stairs, guards, or railings. These issues can be especially important for children, elderly occupants, and anyone with limited mobility.

I am also looking at the operation of doors and windows. Problems with these can sometimes indicate settling, movement, moisture damage, or other concerns.

Moisture Intrusion and Hidden Damage Indicators

The most common source of damage is simply water or moisture intrusion. This can come from a leaky pipe in a wall or under a sink, poor ventilation, moisture entering through a crawlspace or basement, or rainwater leaking through the roof, attic, windows, doors, siding, flashing, or exterior penetrations. Leaks and moisture problems sometimes are hidden and might go undetected for some time.

Excess moisture can directly damage drywall, framing, insulation, flooring, and similar materials. It can also create an environment for destructive mold, rot, and wood-destroying organisms such as ants and termites. A general residential inspection is not a mold inspection or WDO inspection, but visible evidence of these conditions will be noted if observed.

Fireplace or Woodstove

Some homes have a fireplace or woodstove, and these have special requirements. I'll check for cracks or other failures, operation of the flue, distance to combustibles, smoke/CO alarms, and similar.

Garage

If there is a garage, I check the slope and condition of the floor, look for moisture problems, inspect accessible outlets, check for smoke/CO alarms, and evaluate visible safety concerns related to the garage door and opener.

Attic and Crawlspace

Once the common living areas have been inspected, I check whether the dishwasher finished properly. Then it is time to inspect areas that may require getting a little dirty.

In the attic, I am looking for a consistent and healthy level of insulation, proper ventilation, signs of leaks or moisture, and confirmation that bathroom, kitchen, or dryer vents do not terminate in the attic.

If the home has a crawlspace, I look for a proper moisture barrier, wood that is too close to soil, signs of rot or moisture intrusion, structural concerns, pest evidence, and other visible defects.

Roof, Exterior, and Lot

Finally, I inspect the roof, exterior, and lot. On the roof, I inspect the main roofing material, roof penetrations, flashing, visible drainage concerns, and signs that the roof covering may not be functioning as intended.

Flashing problems are common around roofs, windows, doors, and exterior penetrations. Gutters, downspouts, and drainage systems also frequently need attention because they play a major role in keeping water away from the home.

On the exterior, I inspect the siding, foundation, windows, main entrance and exit doors, attached decks, walkways, steps, driveways, and similar visible components.

On the lot, I primarily look at grading and drainage: whether the soil and paved surfaces appear to direct water away from the structure or toward it.

After the Inspection

You are welcome to join me during the safe parts of the inspection. When the inspection is complete, we will discuss the main issues, and I will provide an electronic report noting the condition of the major systems and components, along with items that may need repair, monitoring, maintenance, or further evaluation.

If you wish, I can help point you toward electricians, plumbers, HVAC technicians, or contractors who may be able to assist with needed repairs or further evaluation.

If it is your home, or if you are buying the home, I can also provide a helpful home maintenance manual. With good maintenance, a well-built home can last for many decades, and sometimes more than a century.

How Long Does the Inspection Take?

Most general residential inspections take two to four hours. The exact time depends on the size, age, condition, and accessibility of the home. It then usually takes additional time to prepare and deliver the report.

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What training and certifications do you have?

Cornerstone Home Inspections LLC is licensed by the State of Oregon and is insured and bonded to perform home inspections. Seth Murray is also licensed by the State of Oregon as an Oregon Certified Home Inspector. He is trained and certified through InterNACHI in the following areas:


Certifications acquired through home inspector training from InterNACHI®

Serving Yamhill and Neighboring Counties

Based near McMinnville and serving nearby Oregon communities including Newberg, Dundee, Lafayette, Carlton, Amity, and surrounding areas.

Buyer & Seller Inspections

Helping clients understand the home’s major systems, visible defects, safety concerns, maintenance needs, and practical next steps.

Clear Reports

Reports are designed to be readable and useful, with photos, summaries, and explanations that help you make informed decisions.